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24 Aug

Quick Note from Talkspace: Because we provide online messaging therapy, we frequently hear from potential clients who want to be sure they are chatting with a therapist, not a chatbot.

When a bank makes a loan, for example to someone taking out a mortgage to buy a house, it does not typically do so by giving them thousands of pounds worth of banknotes.

A few weeks ago an unknown person walked into a mobile phone store, claimed to be me, asked to upgrade my mobile phones, and walked out with two brand new i Phones assigned to my telephone numbers.

My phones immediately stopped receiving calls, and I was left with a large bill and the anxiety and fear of financial injury that spring from identity theft.

Most of the money in our economy is created by banks, in the form of bank deposits – the numbers that appear in your account. 97% of the money in the economy today is created by banks, whilst just 3% is created by the government.

This short video explains: Every new loan that a bank makes creates new money.